Every morning around 9AM ET, CNET publishes two stories listing the day’s mortgage rates and refinance rates. The story templates are the same every day. Affiliate links for loans pepper the page. Average rates float up and down day by day, and sentences are rephrased slightly, but the tone — […]

Arthur C. Clarke once remarked, “Any sufficiently highly developed technology is indistinguishable from magic.” That ambient perception of magic has been lacking from the previous decade of online historical past. The innovations have slowed. Each new tablet and smartphone is only a modest enhancement about its predecessor. The predicted revolutions—the […]